Licensed Money Lender · KPKT
Licensed Money Lender since 2015
Personal & Business Loans with a flexible repayment plan
Personal loans & business loans from RM3,000 to RM300,000.
- No upfront deposit or hidden costs
- Fixed monthly repayment, 6 – 60 months
Loan application form
Takes less than a minute. We’ll call you back.
Our Services
Most wanted loan solutions
We specialise in personal and business loans, with clear terms explained before you sign.
Personal Loan
For salaried employees with at least 3 months' payslips. Rates from 5.99% p.a. with flexible monthly repayments.
RM3,000 – RM100,000 · 6 – 60 months
- Same-day assessment once documents are complete
- No collateral required
- Fixed monthly instalment
Business Loan
Low interest and flexible repayment to help your business grow: working capital, stock or equipment.
RM10,000 – RM300,000 · 6 – 60 months
- For SSM-registered businesses
- Repayment matched to your cash flow
- Dedicated officer for your application
Why Yayasan Capital
Approaching loan solutions differently
Great credibility
Licensed money lender regulated by KPKT (Ministry of Local Government Development).
Fast processing
Submit your documents and get a decision quickly, with funds paid to your bank account.
Trusted company
No deposits and no hidden costs when you apply.
Higher loan amount
Flexible repayment plans: personal loans up to RM100,000 and business loans up to RM300,000.
Repayment table
| Loan Amount | 12 months | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|---|
| RM3,000 | 280.00 | 155.00 | 113.33 | 92.50 | 80.00 |
| RM5,000 | 466.67 | 258.33 | 188.89 | 154.17 | 133.33 |
| RM10,000 | 933.33 | 516.67 | 377.78 | 308.33 | 266.67 |
| RM20,000 | 1,866.67 | 1,033.33 | 755.56 | 616.67 | 533.33 |
| RM30,000 | 2,800.00 | 1,550.00 | 1,133.33 | 925.00 | 800.00 |
| RM50,000 | 4,666.67 | 2,583.33 | 1,888.89 | 1,541.67 | 1,333.33 |
| RM100,000 | 9,333.33 | 5,166.67 | 3,777.78 | 3,083.33 | 2,666.67 |
| Loan Amount | 12 months | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|---|
| RM10,000 | 916.67 | 500.00 | 361.11 | 291.67 | 250.00 |
| RM25,000 | 2,291.67 | 1,250.00 | 902.78 | 729.17 | 625.00 |
| RM50,000 | 4,583.33 | 2,500.00 | 1,805.56 | 1,458.33 | 1,250.00 |
| RM75,000 | 6,875.00 | 3,750.00 | 2,708.33 | 2,187.50 | 1,875.00 |
| RM100,000 | 9,166.67 | 5,000.00 | 3,611.11 | 2,916.67 | 2,500.00 |
| RM200,000 | 18,333.33 | 10,000.00 | 7,222.22 | 5,833.33 | 5,000.00 |
| RM300,000 | 27,500.00 | 15,000.00 | 10,833.33 | 8,750.00 | 7,500.00 |
Monthly repayment in RM, flat interest rate. Sample figures for illustration only.
How It Works
Three simple steps
1. Send your enquiry
Fill in the form or WhatsApp us with the amount you need.
2. Submit documents
Our officer reviews your documents and explains the rate, tenure and total payable.
3. Sign & receive funds
Sign the loan agreement and receive the funds in your bank account.
Who can apply
- Malaysian citizen aged 21 – 60
- Salaried with at least 3 months' payslips
- Business: SSM-registered
Personal loan documents
- Copy of MyKad (front & back)
- Latest 3 months' payslips
- Latest 3 months' bank statements
Business loan documents
- SSM registration documents
- Latest 6 months' business bank statements
- MyKad of owner / directors
Testimonials
Helping everyone to grow
“
[Paste this client’s testimonial from your current site]
Fadhil Fedy
Personal loan
“
[Paste this client’s testimonial from your current site]
Nermala A/P Balakrishnan
Personal loan
“
[Paste this client’s testimonial from your current site]
Mizson Chin
Personal loan
FAQ
Frequently asked questions
Yes. We are licensed under the Moneylenders Act 1951 by KPKT. Licence No. WL5019/10/04-11/150627, valid 16/06/2025 – 15/06/2027.
No. We never ask for a deposit, upfront payment or your bank card. Report anyone who does.
Interest is a flat rate per year on the original loan amount, as set by the Moneylenders Regulations. The maximum is 18% p.a. without collateral and 12% p.a. with collateral.
Most applications are assessed on the same day once all documents are received.
Yes. Early settlement is allowed, with the rebate calculated according to your loan agreement.
Apply Now
Get your loan quote today
Leave your details and our officer will contact you during office hours. Prefer to chat? WhatsApp us directly.
WhatsApp011-6381 7889
Office hours8:00am – 6:00pm
Loan application form
Takes less than a minute. We’ll call you back.
Yayasan Capital
NEW STYLE ENTERPRISE
Business Reg. No: 200803007327 (001736642-D)
Licensed money lender under the Moneylenders Act 1951.
Licence No.: WL5019/10/04-11/150627
Valid: 16/06/2025 – 15/06/2027
Contact Us
No 53-1, Jalan USJ 10/1G, Taipan Business Center, 47620 Subang Jaya, Selangor
WhatsApp: 011-6381 7889
Hours: 8:00am – 6:00pm